Terms & Conditions

Contents

1. Introduction & Acceptance

If you do not agree to these Terms in their entirety, you should not access or use MIH Business Academy’s website or services.

2. About MIH Business Academy

MIH Business Academy, LLC is an education and consulting company that provides courses, coaching, consulting, credit report analysis, business-readiness education, shelf corporation education, and related services to entrepreneurs and small business owners.

Our services are educational and advisory in nature. We are not a bank, lender, credit issuer, law firm, accounting firm, or tax advisory firm.

3. Eligibility

Our services are intended for individuals who are at least eighteen (18) years old and who have the legal capacity to enter into this Agreement. If you are using the services on behalf of a business entity, you represent that you have authority to bind that entity to these Terms.

4. Services Offered

MIH Business Academy may offer online courses, digital products, coaching, consulting, workshops, credit report analysis, business setup education, funding-readiness education, shelf corporation services, and related resources.

The specific scope of any service is governed by the applicable service description, checkout page, invoice, course description, signed agreement, or other written terms provided at the time of purchase.

5. Payments, Fees & Refunds

By purchasing any course, coaching package, consulting service, credit analysis, digital product, shelf corporation service, workshop, or related offering, you agree to pay all applicable fees.

All fees, payment terms, billing arrangements, and refund rights are governed by the applicable service description, invoice, checkout page, signed agreement, and MIH Business Academy’s Refund Policy.

6. Accounts & Course Access

Certain current or future services may require an account, login credentials, or access to a course or member area. You are responsible for maintaining the confidentiality of your login information.

Where course or digital product access is granted, MIH Business Academy provides a limited, non-exclusive, non-transferable license for your personal or internal business use only. You may not share, resell, redistribute, or publicly post our materials without written permission.

7. User Responsibilities

You agree to provide accurate, current, complete, and truthful information when using our services, submitting forms, enrolling in courses, requesting analysis, or communicating with us.

You are responsible for your own business decisions, compliance obligations, recordkeeping, applications, filings, tax matters, legal obligations, and financial decisions.

8. Intellectual Property

All content, materials, courses, videos, worksheets, templates, graphics, logos, text, downloads, resources, and intellectual property made available by MIH Business Academy are owned by MIH Business Academy or its licensors.

You may not copy, reproduce, distribute, publish, share, sell, modify, create derivative works from, or otherwise exploit any MIH Business Academy materials without prior written permission.

9. No Guarantee of Results

MIH Business Academy provides education, coaching, consulting, and informational resources. We do not guarantee that any client will achieve specific business outcomes, revenue, income, growth, funding approval, credit approval, credit score improvement, deletion of negative credit items, vendor approval, contract approval, or any other particular result.

Results vary based on many factors outside of our control, including your own effort, financial profile, credit profile, business history, documentation, market conditions, lender or funder criteria, and external circumstances.

Our materials are for educational and informational purposes only and do not constitute legal, tax, accounting, lending, investment, or financial advice.

10. Privacy Policy

Your use of MIH Business Academy’s website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our website or services, you acknowledge that you have reviewed and understood our Privacy Policy.

11. Third-Party Links & Providers

Our website, services, courses, emails, or resources may include links to third-party websites, platforms, lenders, funders, processors, vendors, software tools, affiliate partners, registered agents, filing services, or service providers.

MIH Business Academy is not responsible for the actions, omissions, policies, decisions, underwriting criteria, pricing, delays, denials, performance, or content of third-party providers or websites.

12. Limitation of Liability

To the maximum extent permitted by applicable law, MIH Business Academy, its owners, officers, employees, agents, contractors, affiliates, and licensors shall not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of our website, services, courses, resources, or materials.

To the maximum extent permitted by law, our total aggregate liability for any claim shall not exceed the amount you paid to MIH Business Academy for the specific service giving rise to the claim during the twelve (12) months immediately preceding the event.

13. Indemnification

You agree to defend, indemnify, and hold harmless MIH Business Academy and its owners, officers, employees, agents, contractors, affiliates, and licensors from claims, damages, losses, liabilities, costs, and expenses arising from your use of our services, your breach of these Terms, your violation of law, your submitted information, or your fraud, misrepresentation, or misconduct.

14. Disclaimer of Warranties

MIH Business Academy’s website, services, courses, resources, and materials are provided on an “as-is” and “as-available” basis. We disclaim all warranties to the maximum extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

15. Governing Law

These Terms and any dispute arising from or relating to them, our website, or our services shall be governed by the laws of the State of Kentucky, without regard to conflict-of-law principles. Venue for any dispute shall be in Jefferson County, Kentucky, unless applicable law requires otherwise.

16. Modifications to Terms

MIH Business Academy may update, revise, or modify these Terms at any time. Changes will be reflected by updating the “Last Updated” date at the top of this page. Your continued use of our website or services after changes are posted constitutes acceptance of the updated Terms.

17. Termination

MIH Business Academy reserves the right to suspend, restrict, or terminate access to all or part of our website, courses, materials, or services at any time, with or without notice, for any reason, including suspected violation of these Terms.

18. Severability

If any provision of these Terms is held to be invalid, unlawful, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, without affecting the validity of the remaining provisions.

19. Entire Agreement

These Terms, together with our Privacy Policy, Refund Policy, and any additional written agreements or service-specific terms, constitute the entire agreement between you and MIH Business Academy regarding your access to and use of our website and services.

20. Contact Information

If you have questions about these Terms and Conditions or any aspect of MIH Business Academy’s services, please contact us: