Free Resource

Are You Funding Ready?
Find Out in 5 Minutes.

Our Business Funding Readiness Checklist maps your profile across 5 readiness drivers — and shows which funding pathway may fit where you are today.

26-point checklist
5 readiness drivers
Pathway interpretation guide
100% free
Inside the Checklist — What's Covered
1Personal Credit Strength
Estimated personal credit score is 700 or higher
No late payments in the last 12 months
Credit utilization is below 30% on individual cards
No active collections, unresolved charge-offs, or major derogatories
Credit profile is not thin
Monitoring all three bureaus regularly
2Business Revenue Strength
Business is currently generating revenue
Monthly business revenue is around $10,000 or more
Deposits appear in a dedicated business bank account
Revenue is consistent over the last 3-6 months
Business has a clear use of funds
3Documentation Strength
3-6 months of business bank statements are available
Personal tax returns are available, if needed
Business tax returns are available, if applicable
Current profit and loss statement is available
Business formation documents are organized
4Business Age and Entity Position
Business is formally registered and in good standing
Business is at least two years old
EIN has been obtained from the IRS
Business bank account is open and active
Business age strategy has been reviewed, if needed
5Business Credibility Strength
Professional business email address is used
Dedicated business phone number is active
Business website or landing page is live
Business address is consistent across records
Business is listed or ready to be listed with directories

The full checklist includes 26 items across all 5 readiness drivers — plus a pathway interpretation guide showing which funding options may fit your profile today.

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What you'll get:

  • A printable 26-point PDF checklist across 5 readiness drivers
  • Guidance notes on why each item matters to your pathway
  • Covers personal credit, revenue, documentation, business age, and credibility
  • Pathway interpretation guide — see which funding options may fit your profile
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Built by business credit professionals
Based on real lender requirements
5-minute self-assessment
Instant PDF download

Not sure where you stand? Let us look at your reports.

MIH Business Academy offers a 3-bureau Credit Report Analysis starting at $150. You'll receive a written action plan showing exactly what to fix — and in what order — before pursuing business funding.

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